The Importance of Having the Right amount of Boat Insurance in Florida

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When you live in Florida and you own a boat there are many things to consider including getting the right amount of boat insurance. It’s definitely enjoyable to own a boat for the occasional excursion down to Miami or various parts of Broward County’s Intracoastal. It’s nice to take the boat out on the water to one of the many waterfront restaurants throughout the area. Keep in mind though that you are required to carry a certain amount of Florida boat insurance. When you call InsuranceQuotes4You you will get an accurate insurance quote for your boat. We will help you find the right insurance for your needs.

Boat insurance is a must when you own a boat in Miami or Broward County. Your insurance will vary based on the type of boat you own. One thing to consider when you own a boat in Miami or Broward County is the weather. Hurricane season lasts several months and we do get a hurricane from time to time. You want to make sure your boat is insured for times like this.

Get a Boat Insurance Quote Today from InsuranceQuotes4You

  • Save money-we may be able to help you save money on your boat insurance. We will go over all of the details with you including what you’re required to carry and what you may want to carry because you live in Miami or Broward County.
  • Size and type of boat-your boat insurance will depend on the size and type of boat you own as well. You should always take this into consideration when you purchase a boat. We can help you figure out the best insurance for your particular type of boat or yacht.
  • Deductible-you will need to consider how high you want your deductible to be.This will depend on your needs and your finances. InsuranceQuotes4You has qualified insurance brokers to help you figure out what will work for your particular needs.

Owning a boat or yacht in Miami or Broward County is ideal especially when you have the right amount of insurance coverage, so that you don’t have to worry about accidents. Contact InsuranceQuotes4You today to get a boat insurance quote.


InsuranceQuotes4YouThe Importance of Having the Right amount of Boat Insurance in Florida
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Why You Should Get a Boat Insurance Quote Today

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InsuranceQuotes4You makes it easy to get a boat insurance quote for Miami and Broward County. Florida is known for its beautiful beaches and sunny days. There is nothing more relaxing or enjoyable than owning your own boat. All you have to do is pack up a bit of food, a few drinks some sun tan lotion and you’re off for a day in the sun.

Along with the fun of being on the water comes responsibility, which is why it’s important to get boat insurance before you hit the water. When you own a boat in Miami or Broward County you need to consider safety and some of the possible issues. The key is protecting yourself from what could happen to you, your passengers and your boat with boat insurance. As long as you have the proper amount of boat insurance in Miami you won’t need to worry. You can go out on the water for hours without worrying about anything beyond the blue water and having fun with your family and friends.

In Florida you are required to carry a certain amount of boat insurance. Here at InsuranceQuotes4You we will answer all of your questions and give you an accurate quote on your boat as early as today.

3 Reasons You Should Get a Boat Insurance Quote

  1. You are required by law to carry boat insurance in Miami and Broward County-this is the main reason most people get boat insurance but you should also consider liability and the investment aspect of your boat.
  2. Boat insurance basics-when it comes to the basic amount of boat insurance you need it’s very similar to car insurance. You need liability in case someone gets hurt, you have the choice between replacement cost or cash value in total loss, property damage, physical damage and more. You can also purchase comprehensive damage for theft.
  3. Emergencies-when you have boat insurance you generally have towing within the policy. Always make sure that this is the case. If you’re out on the water in Miami and you need emergency rescue it’s nice to know that you are covered.

When you purchase a boat you know it’s going to be a positive and exciting experience but you always want to be prepared for the unexpected things that sometimes happen in life. Contact InsuranceQuotes4You today to get an insurance quote on your boat. We will work with you on getting a boat quote that fits your budget and your needs.


InsuranceQuotes4YouWhy You Should Get a Boat Insurance Quote Today
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Get an Insurance Quote on Your Commercial RV Today

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Many people purchase RV’s for commercial use. If you own a RV in Miami or Broward County and you’re using this vehicle for commercial purposes you need to be aware of the required and recommended insurance. At InsuranceQuotes4You we will explain the specifics of what type of coverage you need and give you an accurate quote.

People use RV’s for commercial use in many ways such as musical bands going from one location to another, lodging for a business trip, traveling to a business meeting, holding a business meeting, taking clients to sporting events and much more. One thing to keep in mind is that there are quite a few drivers in Miami and Broward County without insurance, which means it’s a good idea to make sure you are fully covered.

Commercial Insurance Coverage Requirements for RV’s

What is required?

  1. Personal injury insurance (PIP) $10,000- PIP pays for the first $10,000 in medical bills after a car accident. PIP pays 80 percent of your medical bills, 60 percent of your lost wages, and a death benefit up to $5,000.
  2. Property damage liability up to 10,000-liability insurance pays for up to $10,000 of damage that you cause with your commercial RV.

How to Save Money on Your Commercial RV Insurance

  • Credit history-your credit scores and payment history will either increase or decrease your insurance premiums. The better your credit scores are the less you will end up paying for your RV insurance.
  • Higher deductible-your deductible has a significant effect on your insurance premium as well. The higher your deductible the less you will pay for your RV insurance.
  • Driving history-your driving history for the past 3-5 years will help determine how much your RV insurance premium will be.

There are other factors that go into your commercial RV insurance payments such as age, how often you use the RV and more. You should also consider getting more than the required amount of commercial RV insurance. You may want to be covered for uninsured motorists, collisions, car rentals and more. At InsuranceQuotes4You we can help you determine how much insurance coverage is right for you and your RV. Contact us today for more information and a quote.


InsuranceQuotes4YouGet an Insurance Quote on Your Commercial RV Today
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